Terms & Conditions

Effective Date: October 7, 2026

Welcome to 20 to 40 Coaching (“20→40 Coaching,” “we,” “us,” or “our”).

These Terms & Conditions (“Terms”) govern your use of https://20-40coaching.com and your participation in our coaching, training, educational, community, and related services.

By accessing our website, booking a discovery call, purchasing a program, enrolling in training, or otherwise using our services, you agree to these Terms.

If you do not agree with these Terms, please do not use our website or services.

1. Our Services

20→40 Coaching provides business coaching, education, training, mentorship, community, and related resources for real estate professionals.

Our services may include:

• The 20→40 Agent Freedom Accelerator

• Business coaching and mentorship

• Group coaching

• Educational training

• Expert-led training

• Business systems and strategy education

• Real estate sales and business skill development

• Online community access

• Workshops, calls, events, and related resources

The specific services, duration, features, pricing, and access provided to a customer will depend on the program or offer purchased.

2. Coaching and Educational Disclaimer

20→40 Coaching provides educational and coaching services. We do not guarantee any specific financial, business, sales, income, transaction, or other result.

Statements regarding past results, sales volume, transactions, client results, or business growth are provided for informational purposes and should not be interpreted as a promise or guarantee of future results.

Your results depend on many factors, including your experience, market, skills, effort, implementation, business model, financial circumstances, and other factors outside our control.

You are solely responsible for decisions you make regarding your real estate business.

20→40 Coaching does not provide legal, tax, accounting, financial, investment, or other professional advice. You should consult an appropriately qualified professional when you need such advice.

3. No Guarantee of Results

We may discuss potential outcomes such as increased production, improved systems, greater efficiency, additional transactions, increased revenue, or greater personal freedom.

These are goals and potential outcomes, not guarantees.

Past performance or testimonials do not guarantee future results.

4. Discovery Calls

Discovery calls are intended to determine whether our coaching services may be appropriate for you.

Booking a discovery call does not guarantee acceptance into any coaching program.

We reserve the right to decline enrollment or service for any lawful reason.

5. Purchases and Payments

If you purchase a coaching program, training, membership, or other paid service, you agree to pay the applicable fees described at the time of purchase.

You authorize us and/or our payment processor to charge the payment method provided for applicable fees.

Payment terms, installment schedules, cancellation rights, refunds, and program-specific conditions may be provided in your purchase agreement, checkout page, enrollment agreement, or other written agreement.

If a separate written agreement conflicts with these Terms regarding a specific paid program, the specific written agreement will control for that program.

6. Refunds and Cancellations

Refund and cancellation policies may vary by program or service.

Any refund or cancellation terms presented at checkout or contained in a signed enrollment agreement will apply to that purchase.

Unless otherwise stated in writing, fees are not refundable simply because you choose not to participate, fail to attend coaching sessions, fail to complete training, or do not implement the material provided.

7. Coaching Calls and Scheduling

Coaching sessions, group calls, workshops, and other scheduled events may be subject to availability.

We reserve the right to reschedule or modify sessions when reasonably necessary.

If you are unable to attend a scheduled session, you are responsible for following any applicable cancellation or rescheduling procedures.

8. Intellectual Property

All content provided through 20→40 Coaching, including but not limited to:

• Videos

• Training materials

• Workbooks

• Documents

• Templates

• Scripts

• Frameworks

• Presentations

• Written content

• Graphics

• Course materials

• Coaching methodologies

• Branding

• Logos

• Website content

is owned by or licensed to 20→40 Coaching and is protected by applicable intellectual property laws.

Your purchase or participation in a program gives you a limited, personal, non-exclusive, non-transferable right to access and use the materials for your own personal and business education.

You may not, without written permission:

• Copy or reproduce our materials for resale

• Distribute course materials to third parties

• Share account credentials

• Upload our materials to public websites or file-sharing platforms

• Resell, sublicense, or commercially exploit our content

• Create competing products using our proprietary materials

• Claim our content or frameworks as your own

9. Account and Community Access

If you receive access to an online course, community, membership, or other digital platform, you are responsible for maintaining the confidentiality of your login credentials.

You may not share your account with another person.

We reserve the right to suspend or terminate access if we reasonably believe an account is being misused or these Terms have been violated.

10. Community Conduct

If you participate in a 20→40 Coaching community, group, call, or other member environment, you agree to act professionally and respectfully.

You may not:

• Harass or threaten other members

• Share confidential information belonging to other members

• Spam members

• Promote unrelated products or services without permission

• Engage in unlawful activity

• Disrupt coaching sessions or community activities

• Use member information for unauthorized marketing

We reserve the right to remove or restrict access for conduct that violates these standards.

11. Confidentiality

Coaching and community environments may involve participants sharing private business information.

You agree to respect the confidentiality of information shared by other participants and not disclose another participant's confidential information without permission.

However, we cannot guarantee that every participant will maintain confidentiality. You should use reasonable judgment when sharing sensitive information.

12. Testimonials and Results

Any testimonials, case studies, or examples presented on our website or in our marketing materials represent individual experiences.

Individual results vary.

Testimonials should not be interpreted as a guarantee that you will achieve the same or similar results.

13. Website Use

You agree to use our website only for lawful purposes.

You may not:

• Attempt to gain unauthorized access to our systems

• Interfere with website security

• Introduce malicious software

• Scrape or systematically collect website information without permission

• Use the website to violate applicable laws

• Misrepresent your identity or affiliation

We reserve the right to restrict access to our website if necessary to protect our business, users, systems, or other parties.

14. Third-Party Services and Links

Our website or programs may include links to third-party websites, platforms, software, or services.

We do not control and are not responsible for third-party services, including their availability, content, policies, security, or performance.

Your use of third-party services may be subject to separate terms and privacy policies.

15. Disclaimer of Warranties

To the maximum extent permitted by law, our website and services are provided on an “as is” and “as available” basis.

We do not guarantee that:

• The website will always be available

• The website will be error-free

• Information will always be complete or current

• Our services will meet every individual's expectations

• You will achieve a particular business or financial result

• Nothing in these Terms excludes warranties or rights that cannot legally be excluded.

16. Limitation of Liability

To the maximum extent permitted by applicable law, 20→40 Coaching and its owners, coaches, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from your use of our website or services.

To the maximum extent permitted by law, our total liability arising from a paid service will not exceed the amount you actually paid to 20→40 Coaching for that specific service during the applicable period giving rise to the claim.

Some jurisdictions do not allow certain limitations of liability, so some provisions may not apply to you.

17. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless 20→40 Coaching and its owners, coaches, employees, contractors, affiliates, and service providers from claims, damages, liabilities, losses, costs, and expenses arising from:

Your violation of these Terms

Your misuse of our website or services

Your violation of another person's rights

Your unlawful conduct

Your unauthorized use or distribution of our materials

18. Changes to These Terms

We may modify these Terms from time to time.

Updated Terms will be posted on this website with a revised Effective Date.

Your continued use of our website or services after changes become effective constitutes acceptance of the updated Terms.

19. Governing Law

These Terms will be governed by the laws applicable in the State of California, without regard to conflict-of-law principles, unless a separate written agreement or applicable law requires otherwise.

Any dispute that cannot be resolved informally will be handled in a court or other forum having appropriate jurisdiction.

20. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in full force and effect to the extent permitted by law.

21. Entire Agreement

These Terms, together with any applicable purchase agreement, enrollment agreement, program-specific terms, and policies referenced herein, constitute the agreement between you and 20→40 Coaching regarding your use of the website and services.

22. Contact Us

If you have questions about these Terms, please contact:

20 to 40 Coaching
Los Angeles, California
Email: [INSERT BUSINESS EMAIL]

Website: https://20-40coaching.com

Last Updated: October 7, 2026